Buying the battery first and working out the charging later.
The charging path decides whether the battery works. Price them as one system.
Planning
Work out your daily amp-hour draw first, size the bank from that, then budget the charging and protection around it — on most boats the hardware around the battery costs between a third and a half of what the battery costs.
List every DC load, its current in amps, and the hours it genuinely runs in a day. A 5 A fridge that cycles at 45% duty is 10.8 hours of running, not 24. This number drives everything else, and getting it wrong is the single most common reason a new bank disappoints.
Divide your daily draw by 0.8, because you cycle LiFePO4 to 80% rather than flat, then multiply by the nights you spend away from shore power. Credit solar at half its average return so a bank sized on a perfect day still works on the third grey one.
Twelve volts suits most boats under about 12 m. Twenty-four halves every current in the boat, which makes cable cheaper and inverters easier, but it means new chargers and a converter for 12 V accessories. Changing your mind after the cable is run is expensive.
A lithium bank needs a DC-DC charger so the alternator survives, a controller with a real lithium profile, a shunt because the flat voltage curve makes guessing useless, and a fuse that can interrupt what the bank can deliver. Quote these together or the number will move later.
AS/NZS 3004.2 covers electrical installations on small craft, and your insurer and marina will each have a view. Find out what evidence they want while you can still choose equipment that provides it.
Ask for the bank, the DC-DC charger, the controller, the monitor, the fusing and the labour as separate lines. A single figure hides which corner is being cut, and the corner that gets cut is almost always the fuse.
Buying the battery first and working out the charging later.
The charging path decides whether the battery works. Price them as one system.
Sizing from the old lead-acid bank's label capacity.
You only ever used about half of that. Size from your measured daily draw instead.
More on planning
Take the load estimate, charging sources and cable runs to a qualified marine electrician. Our installation guide helps you ask about isolation, over-current protection, ventilation and compliance before work begins.